peligro y riesgo seguros montaña río

El peligro y el riesgo en los seguros.

Un cuchillo es un objeto que conlleva peligro. Es un objeto peligroso ya que puedes pincharte o cortarte con él. Ahora bien ¿cuál es el riesgo de cortarte, pincharte o lesionarte con el cuchillo? Dicho de otro modo sería, ¿cuál es la probabilidad de cortarte con el cuchillo?

El peligro conlleva una probabilidad (=riesgo) a que haya un accidente o una desgracia.

Los seguros calculan, ante un peligro determinado, qué probabilidad o riesgo existe que se produzca un siniestro (=accidente) y cual será el impacto o consecuencias económicas del mismo. Y en función de aquello que se asegura (casa, coche, empresa, vida, salud, etcétera), los peligros que conlleva y riesgos a que suceda una desgracia, se determina el precio que debe pagar el asegurado para cubrir las consecuencias del accidente.

37 replies
  1. Burdine Richards
    Burdine Richards says:

    It’s nearly impossible to find educated people on this subject, but you seem like you know what you’re talking about!Thanks

    Responder
  2. Diyala Science1
    Diyala Science1 says:

    179704 947149Pretty section of content. I just stumbled upon your web site and in accession capital to assert that I get in fact enjoyed account your weblog posts. Any way Ill be subscribing to your feeds and even I achievement you access consistently fast. 808862

    Responder
  3. เว็บรวมเกมสล็อต
    เว็บรวมเกมสล็อต says:

    23881 917540Youre so cool! I dont suppose Ive read anything such as this before. So good to get somebody with some original thoughts on this subject. realy we appreciate you starting this up. this fabulous website are some items that is required on the internet, somebody with a little originality. beneficial function for bringing a new challenge on the world wide web! 891336

    Responder
  4. APEX cheats
    APEX cheats says:

    409724 517797Water-resistant our wales in advance of when numerous planking. The certain wales surely are a selection of heavy duty snowboards that this height ones would be exactly the same in principle as a new shell planking having said that with significantly more height to assist you thrust outward in the evening planking. planking 601018

    Responder
  5. ufazeed
    ufazeed says:

    778291 512248This web site can be a walk-by way of for all with the data you required about this and didnt know who to ask. Glimpse here, and also you will certainly uncover it. 628974

    Responder
  6. 86kub
    86kub says:

    468258 359380I discovered your weblog internet site on google and verify a few of your early posts. Continue to preserve up the superb operate. I simply extra up your RSS feed to my MSN News Reader. Seeking for forward to reading extra from you in a although! 334089

    Responder
  7. zoritoler imol
    zoritoler imol says:

    Can I just say what a relief to find someone who actually knows what theyre talking about on the internet. You definitely know how to bring an issue to light and make it important. More people need to read this and understand this side of the story. I cant believe youre not more popular because you definitely have the gift.

    Responder
  8. Lake Living IA
    Lake Living IA says:

    818839 874270In fact your creative writing skills has inspired me to get my own website now. Really the blogging is spreading its wings fast. Your write up is a good example of it. 615146

    Responder
  9. Raimundo Fuertes
    Raimundo Fuertes says:

    Yo incluiría el concepto “factores de riesgo” que definiría como elementos o circunstancias que a su vez potencian o elevan la probabilidad de que ocurra un siniestro. La edad del conductor del vehículo puede incrementar el riesgo y por tanto la prima

    Responder

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Deja una respuesta

Tu dirección de correo electrónico no será publicada. Los campos obligatorios están marcados con *